Terms and Conditions

Welcome to https://www.realtyclimb.com! Before using, purchasing, or accessing our services, please carefully review these terms and conditions (the "Contract"). As a user, buyer, or end-user, it is essential to understand your rights and obligations.

By accessing, purchasing, or registering for our service, you confirm that you have read and understood this Contract. You agree to be bound by these terms and conditions, acknowledging its legal validity as a written, signed Contract. We reserve the right to update this Contract, with changes becoming effective upon publication.

We recommend regularly reviewing this Contract to stay informed of any changes. Continuing to access, purchase, or use our service signifies your acceptance of any updates. We appreciate your compliance and look forward to serving you at https://www.realtyclimb.com.

The Parties

By using our website ("the Site"), you agree to comply with these terms and any additional rules posted. Your usage should not disrupt the Site's functionality or responsiveness. If you engage in commercial activities on the Site, you must adhere to relevant laws, including the CAN-SPAM Act and the GDPR.

You are responsible for managing any information obtained from the Site, ensuring the privacy and security of your username and password. Notify the company immediately if you become aware of unauthorized use of your login credentials. Actions taken through your account will be considered your own, and you will be liable for any damages to yourself or third parties due to misuse, loss, or transfer of data.

If you create an account on behalf of an organization, you affirm that you have the authorization to act on its behalf. You may not transfer or grant third-party access to your username, password, or membership profiles.

Our company complies with applicable laws regarding data collection and processing. We have implemented a Legitimate Interest Assessment (LIA) in accordance with the GDPR and will periodically update it. However, we cannot guarantee the data's use or accuracy. It is your responsibility to comply with relevant laws, including those related to telemarketing, email marketing, fax marketing, consumer solicitation, data security, and privacy.

You assume legal, administrative, and criminal responsibility for using the information obtained. Our company will not be liable for any damages caused by third parties resulting from your actions on the Site, your use of the information, or any violations of these terms or applicable laws. Any complaints or damages arising from unauthorized data use or failure to fulfill your obligations under these terms will be directed to you, and you will be required to address any related payment requests. You agree to indemnify the company against any unlawful data use.

These terms prohibit the resale or publication of the data or providing access to third parties, in whole or in part. The data may only be used for the specified purposes. Direct competition with the company's services using the data is strictly prohibited. However, you may use the data to create machine learning models for the insurance industry ("derivatives"). You will retain ownership of such derivatives and can exploit and commercialize them without restrictions.

Note that the sale of data is final and non-refundable. Once you submit your order, you enter into a legally binding purchase transaction. By proceeding, you authorize the company to charge the full amount for any data acquired through the website.

Email Databases

Note: The purchase of email databases is final and non-refundable.

We strive to maintain a 95% deliverability guarantee for all email addresses. If your deliverability rate falls below 95% and you provide verifiable proof, we will replace the affected email addresses with new contacts.

Upon payment approval, we will send you a secure download link to access the product in Excel/CSV format. Once downloaded, you will have unrestricted access to the product.

Please note: Refunds are not issued after the database has been downloaded. Payments can be made through an invoice or our secure website.

Non-Email Databases

We deliver downloadable products via email. Once your payment is completed, we will send you a secure download link for the product. After downloading, you will have full access to its contents.

Please be aware: Refunds are not available for downloaded products.

Important: By proceeding with your transaction, you enter into a binding purchase agreement, and the credits you purchase are non-refundable.

All payments are processed through a trusted third-party payment gateway that handles credit card information storage. The company is not responsible for the data storage practices of the payment processor.

By proceeding with the sale, you confirm that the contact's name, phone number, email, personal details, and financial information provided are accurate. The company is not responsible if the data becomes unusable due to inaccuracies or delays in providing the required information.

The company holds all intellectual property rights to the software, graphics, designs, writings, logos, and illustrations used on the website. Unauthorized copying or use of this information or software for purposes other than those intended by the website is strictly prohibited. Copying, distributing, processing, or using pictures, texts, images, documents, and other materials on the website is also prohibited. Any actions that disrupt the website's software or interfere with other users' use of the website are strictly prohibited, including placing excessive burdens on the website, accessing or modifying website content, or using software that may interfere with its operation. Attempting to access the company's servers, reverse engineering, attacking, or interfering with any software, hardware, or servers is strictly prohibited.

The company reserves the right to unilaterally amend, add to, or update these terms, the privacy policy, and other published terms at its discretion. The company also reserves the right to reorganize the website, change its subject matter, scope, and content, discontinue device sales through the website, or suspend the website without prior notice or justification.

The privacy policy governs the use of user information. The company agrees to use and disclose user information only within the scope outlined in these terms and the privacy policy and not to disclose it to third parties. The company may use cookies to collect non-personal information to better understand users and improve the website's utility, performance, and effectiveness. By using the website, users consent to the use of their information in this manner. The company may also use the information provided by users to create profiles, conduct statistical analyses, and carry out marketing operations based on this information.

Users understand and agree that access to the website may be temporarily restricted to implement upgrades and other changes.

Suspension and Termination

1. The company reserves the right to temporarily or permanently revoke the user's access to the website if the user fails to adhere to these terms and other rules published on the website, if the user's actions pose legal, technical, or information security risks, or if the user infringes upon the individual and commercial rights of third parties. The user may not assert any claims in this regard.

2. The company reserves the right to cancel or suspend the website and these terms at any time for an indeterminate or fixed period.

Effectiveness

These terms and conditions, the privacy policy, and all other terms indicated on the website become effective upon the user's access to the website.

Resolution of Disputes

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS AND WILL HAVE A SIGNIFICANT IMPACT ON HOW CLAIMS BETWEEN YOU AND THE COMPANY ARE RESOLVED.

The user and the company agree to use good faith to resolve any disputes that arise out of or in connection with this contract. The user must notify the company of any disputes in writing and describe the nature of the dispute.

All disputes will be governed by the laws of the United States and the country where the company operates without reference to its conflict of law provisions.

Any dispute, controversy, or claim arising from or relating to these terms or the validity, enforceability, or interpretation of these terms will be resolved solely by the courts of the country where the company operates.

In order to bring a claim, the user must do so on his or her behalf and not as part of a class, collective, or representative proceeding. If the user does not provide a valid arbitration award or legally authorized decision, the company may respond by issuing a lawful decision or arbitration award.

Miscellaneous

This document constitutes the complete and final expression of the parties' agreement and understanding of the issues in question. They have the option to seek professional counsel before signing this document.

The titles of the various sections and subsections are provided for convenience only and have no effect on the interpretation of the terms. The word "including" means "including, but not limited to."

If a provision of this contract is found to be unlawful, unenforceable, or invalid, it will be removed and replaced with another provision that most closely resembles the intent of the original provision. The remaining provisions of this contract will not be affected.

The user acknowledges and accepts that the company is permitted to transfer, assign, or subcontract its rights and obligations under these terms and conditions without the user's prior consent.

The user agrees that any disputes arising from or related to these terms and conditions must be resolved by arbitration under the laws of the United States and the country in which the company operates.

Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at https://www.realtyclimb.com. Our team will be happy to assist you and provide additional information.